Inventory purchasing
Minimum orders and supplier deposits can create a large upfront commitment. Use confirmed customer demand and stock already held when defining the purchase.
Business financing referrals · Distribution businesses
Business funding between supplier orders and customer receipts.
A distributor may pay suppliers before goods are delivered or customer invoices are settled. Explain the inventory order, handling cost and timing of the gap in your application.
Expenses to outline
Business uses to discuss
Handling equipment
Packing stations, pallet equipment and loading aids can support a change in order volume. Include setup costs and the space needed to use them.
Recurring operating bills
Freight, warehouse labor and supplier balances may come due on different dates. Break the request into those obligations and identify expected customer payment dates.
Distribution businesses · funding preparation
Consider the gap between purchases and payments
Gross order value is different from the cash tied up in an order. Deduct deposits and consider returns or customer payment terms when estimating the amount that needs funding.
Have the information ready
Details to have at hand
Keep accurate business and owner contact details ready for the application fields.
- 01The purchase, its cost and when payment is due
- 02Time operating and typical monthly revenue
- 03Business sector, trading name and credit range
- 04Your contact information and access to the phone provided
From plan to request
The steps after you begin
The business expense
Start with the cost you need to fund and indicate how soon it becomes due.
The operating record
Add current business details and the revenue, history and credit-range information requested by the form.
The final review
Read the consent and legal information, check your answers and verify your phone to finish the request.
Check the offer carefully
Read the conditions before making a choice
Full cost
Request a breakdown of the provider’s fees, charges and required payments.
Cash-flow fit
Consider how the scheduled payments would sit beside payroll and supplier commitments.
Written terms
Ask the provider to clarify restrictions or obligations that are not clear in the agreement.
Read this before applying
What business owners should know
What happens to the details I provide?
Submitting allows us to sell the application information to a maximum of five funding partners under the form disclosures. Our referral compensation does not depend on you receiving financing, and the application carries no fee from us.
What determines eligibility?
A completed application does not establish that funding is available. The provider reviews the business and determines whether to offer financing and on what terms.
What affects response timing?
Timing varies with the provider and the information it needs to review. An urgent request does not remove those requirements or guarantee funds by a deadline.
How does the mobile confirmation step work?
The form includes disclosures about data sharing and partner contact. Review them alongside the legal pages, then complete the required mobile-number verification.
Put the plan in writing
Begin with the purchase you have in mind
Bring the purchase budget into an application for consideration by funding partners.